We recognize that seeking therapy can be a significant step, so we provide various pricing options and a sliding scale to help support those who may face financial challenges in accessing care. Our transparent pricing and sliding scale aim to support as many clients as possible on their journey toward healing.

Our Carlsbad Office.

Therapy with Associates
At Sea Love Healing, we offer 50 minute individual therapy sessions with our associate therapists on a sliding scale based on income:

• Income $25,000 or less: $100 per session
• Income $40,000 or less: $115 per session
• Income $70,000 or less: $130 per session
• Income $71,000 or more: $140 per session

This ensures that everyone can access the support they need. You may use the individual or household income of the person paying for therapy to determine your rate. 

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Therapy with Jess
Sessions with Jess Ripley, LMFT, CTRS last between 50 to 90 minutes. Prices range from $200 to $275, depending on the length and type of session.

Superbills for Out-of-Network Insurance
Clients with PPO insurance plans that offer out-of-network benefits may be eligible for partial reimbursement for services. Upon request, we can provide a superbill for you to submit to your insurance provider. It is your responsibility to confirm coverage with your insurer. Make sure to ask if they cover Associate level therapists supervised by a licensed therapist if you are seeing one of our associates. 

Cancellation Fees
Cancellations must be made via phone or email at least 24 hours in advance. Late cancellations (less than 24 hours’ notice) will incur a fee of 50% of the session rate. If you do not cancel before the start time of your session, you will be charged your full session fee. Arriving late may result in a shorter session time.
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Payment
Payments for sessions are automatically processed on the day of the session. If you prefer an alternative payment method, such as cash, please discuss this with your therapist in advance. Clients may also use FSA or HSA accounts to pay for therapy.

Send a message with any questions or to set up a 15 min free consultation call

No Surprises ACt

​The No Surprises Act is a federal rule, effective January 1, 2022, created to protect consumers from surprise health care bills. This Act requires medical workers, clinical social workers and other health care providers to notify consumers of their federally protected rights and to provide consumers with a good faith estimate (GFE) of expected charges that may be billed for these items or services when:

• client services are rendered by an out-of-network provider
• clients are uninsured (e.g., not enrolled in any health plan or coverage)
• clients elect not to use their insurance

You have the right to receive a Good Faith Estimate explaining how much your medical and mental health care will cost. ​Your therapist will provide you with a Good Faith Estimate at the time of your first appointment.  If you receive a bill that is at least $400 more than the Good Faith Estimate, you can dispute the bill.

We see clients in person at our office or outdoors at the beach or park. We also offer virtual therapy.